Business Financial Planning
A personalized approach to business owners focused on developing objectives, strategies, and tactics to pursue long-term financial results.
Supported by:
• Employee group benefits
• Executive compensation planning
• Retirement plan services
• Buy-sell agreement analysis and funding
• Business succession planning
• Estate planning for the closely held business
Practice Areas
Personal Financial Planning
A client-focused process tailored to help individuals develop financial goals,
develop a financial road map, and implement the necessary financial tools and strategies to manage the basic stages of wealth management
Supported by:
• Personal financial planning
• Investment management products (e.g., stocks,bonds, mutual funds)
• Insurance planning and products (e.g., term,universal, and variable life; health; long-term care;and disability insurance)
• Asset allocation services
• Educational program
• Tax-sensitive planning
• Estate planning coordination services
Multi-generational Financial Planning
A visionary approach designed to support the accumulation, conservation, utilization, and transfer of family wealth. These services are geared toward higher-net-worth clients—executives, professionals,or business owners.
Supported by:
• Estate Planning coordination services
• Business succession consulting and planning
• Advanced income and estate tax advising
• Charitable giving tools and techniques
• Wealth Transfer techniques
Cornerstone Investment Group
140 Adams Lane Suite 200
Pikeville, KY 41501 US
THE FINANCIAL SERVICES FIRM HELPING YOU FIND your WAY
(606) 433-1262
ronnie.spence@cornerstoneinv.com
www.cornerstoneinv.com
Copyright © Cornerstone Investment Group. All Rights Reserved
Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.This communication is intended for individuals residing in the states of KY, OH, WV, FL, MD, PA, LA. No offers may be made or accepted from any resident outside the specific state(s) referenced.
Ronnie Spence Financial Advisor
To learn more about the professional history of our financial advisor(s), please visit FINRA’s BrokerCheck.